Home Banking

We all lead busy lives and have hectic schedules. Sometimes there are simply not enough hours in a day to make all our appointed rounds! That’s why United Poles Federal Credit Union is offering the convenience and flexibility of 24-hour Online Account Access to our members.

From within our secure Online Account Access section, members are able to:

  • Mobile Banking
  • Mobile Deposit
  • Check account balances
  • Inquire on account history
  • Transfer funds between accounts
  • Pay your bills electronically using our Bill Payer
  • Make and schedule your loan payments with our Credit Union
  • Search, see and print cleared checks
  • Get cleared check listings to balance your account
  • Get electronic statements
  • Order checks and view new styles
  • Change your personal access password
  • Have free access to the best online financial manager out there—we present to you MoneyDesktop! This software will allow you to: see where your money really goes, monitor your credit, manage debt like you mean it, protect your identity, make decisions virtually, get cash-back shopping and make a budget that works
  • Export the information into personal finance software such as MS Money or Quicken
  • Sign-up for this convenient service. You’ll receive your login instructions with temporary password shortly after submitting the form.

Mobile Banking

Take your accounts wherever you go with easy Mobile Banking. Download the app to your smartphone and enjoy 24/7, on-the-go money management

  • View account balances and history, including images of cleared checks
  • Transfer funds between accounts
  • Deposit checks with Mobile Deposit—just take a picture of your check with your smartphone!

Find the UPFCU app in the Apple AppStore or Google Play Store and download for free


You can elect to receive your account statements in electronic form through our Online Account Access site. This service is at no cost to you and provides you with the ability to view your statements via computer and Internet service from the convenience of your home. Paper Statements are also available but you may incur a $5.00 per statement fee if you chose to receive paper statements (please check our Fee Schedule for more details).

  • View statements from any computer with internet access
  • Receive your statements days earlier than paper statements in the mail
  • Protect yourself from thieves stealing your account information out of your mailbox
  • Enjoy less paper clutter and help save trees
  • E-statements are completely free

Bill Payer

If you have checking account at United Poles FCU, you can pay bills online. Bill Payer is very easy to use, convenient and you can save money with it too—no money spending for stamps, envelopes or checks since payments are done electronically. Whether a bill is paid one-time-only or in an ongoing fashion, you schedule due dates for your payments, then relax as United Poles FCU does the rest.

Thanks to our e-bill option you can get a lot of your bills now delivered electronically to your Bill Payer for you to view and pay… and if you happen to forget to make a payment which is due today or tomorrow our expedited payment option will ensure the bill gets paid (this service will incur extra convenience fee).

Bill Payer is FREE and available for 24 hours a day. Once you begin using United Poles FCU Bill Payer, you may wonder how you ever managed without it!

  • Schedule one-time or recurring payments
  • Never miss a payment again with easy scheduling and expedited payment option
  • Save money on stamps, checks and envelopes
  • Receive e-bill directly into your BillPayer account to view and pay
We’re Here To Help

If you would like more information about United Poles FCU Bill Payer, or have questions about re-loading your recurring bill payment information, please contact credit union representative at 1-800.333.7713 or send an email: info@up-fcu.com. We look forward to continuing to improve your United Poles FCU experience with finely tuned products and services.