Loan Rates

Rates effective as of 09/21/2024. Rates subject to change without notice. Rate you receive will be based on your credit history, collateral and loan characteristics.
Loan Rates
Loan Type Dividend Rate APR* As Low As
Share Pledge Loan (100% Secured) Up To 60 Months 6.00%
Personal Loan (20% Secured) Up To 60 Months 9.99%%
Vacation Loan (Up to $3,000) Up To 9 Months 6.49% plus $50 fee
Vehicle Loan Up To 12 Months 5.49%
Up To 24 Months 5.49%
Up To 36 Months 5.49%
Up To 48 Months 5.74%
Up To 60 Months 5.74%
(For Loans Over $30,000) Up To 72 Months 6.24%
Small Recreational Vehicle Loan Up To 36 Months 6.99%
Up To 48 Months 7.99%
Up To 60 Months 8.99%
Business Equipment Loan Up To 36 Months 7.49%
Up To 48 Months 8.49%
Up To 60 Months 9.49%
(For Loans Over $30,000) Up To 72 Months 10.49%
Home Equity Loan (Up To 80% Of Equity) Up To 60 Months 6.75%
Up To 120 Months 7.00%
Up To 180 Months 7.50%
1st Mortgage Loan  
Visa Credit Card - Classic 13.90%
Visa Credit Card - Gold 9.90%
Visa Credit Card - Platinum (purchases) VARIABLE -- NOW 5.24%
Visa Credit Card - Platinum (cash advances) VARIABLE -- NOW 10.24%
*APR = Annual Percentage Rate

Rate you receive will be based on your credit history, collateral and loan characteristics.
For further information all us at 1-800-333-7713
Equal Housing Lender and Equal Housing Opportunity